Ripple Unlocks $1.9 Billion in XRP to Kick Off 2026
Ripple released 1 billion XRP from escrow on January 1, worth approximately $1.9 billion at current prices.
Ripple has unlocked 1 billion XRP from escrow on the first day of 2026, continuing its monthly release schedule established in 2017.
What Happened
On January 1, 2026, Ripple executed its scheduled monthly escrow unlock, releasing 1 billion XRP worth approximately $1.9 billion at the current price of $1.88. This marks the first unlock of the new year under the escrow framework that Ripple established in 2017 to provide transparency and predictability for XRP supply management.
Historically, Ripple relocks between 60% and 80% of unlocked tokens, retaining only a fraction for operational liquidity and On-Demand Liquidity (ODL) customer needs. In December 2025, approximately 70% of unlocked XRP was returned to escrow.
Why It Matters
Despite the headline-grabbing figure, historical data from 2020 to 2025 shows these monthly unlocks have minimal direct impact on XRP price. The scheduled releases are well-anticipated by the market and rarely result in significant sell pressure.
The unlock arrives as XRP trades just below $2, an area that previously served as key support. Meanwhile, XRP ETFs have recorded over 30 consecutive days of inflows, with $15.55 million flowing in on December 30 alone. Total ETF-held XRP assets now stand at $1.27 billion.
What to Watch
The January unlock coincides with regulatory developments that could affect XRP. The CLARITY Act is confirmed for Senate markup in January 2026, establishing rules for how banks and financial institutions can engage with digital assets. Additionally, reports suggest JPMorgan Chase is considering offering crypto trading to institutional clients, which could benefit major tokens like XRP.
Key Takeaways
While the $1.9 billion unlock makes headlines, Ripple's consistent relocking pattern and the market's familiarity with these releases suggest limited price impact. Regulatory clarity and institutional adoption remain the more significant catalysts for XRP in 2026.
