Data from CoinGecko, on-chain analytics, and official project documentation. View methodology
Cycle Potential
0x
cycle scenario · ~2029 window
Risk Level
4/10
Medium Risk
Market Cap
$6.82B
Volume
$183.45M
Circulating Supply
34.87B
30.3% not yet in circulation
Total Supply
50.00B
Stellar (XLM) is a cryptocurrency designed primarily for fast, low-cost digital payments and money transfers. It is currently ranked #20 by market capitalization, trading at $0.1956 with a total market cap of $6.82B.
Stellar is a payments and tokenized-asset settlement network focused on low-cost transfers, stablecoins, and regulated financial infrastructure. Current Stellar documentation identifies Protocol 27 as the active developer baseline, adding authentication delegation and address-bound Soroban credentials. Its institutional case is credible: Stellar reports tokenized assets, stablecoin settlement, and compliance controls in production. The investment constraint is unchanged: very low fees make...
Coira assessed each pillar from the cited primary or independently maintained sources. These analyst rationales are dated ; live prices are not score inputs.
Stellar has operated for more than a decade and its current institutional report documents production settlement, tokenized assets, and compliance infrastructure. This supports durable relevance, though sustainability remains dependent on continued ecosystem execution.
SDF publishes protocol documentation, upgrade guidance, supply metrics, and mandate allocations. The network is run by independent validators, but the Foundation's material ecosystem role prevents a near-perfect decentralization and transparency score.
Stellar has meaningful payment and tokenized-asset activity, but its protocol economics deliberately keep fees very low and do not provide a transparent revenue-sharing claim to XLM holders. Usage therefore does not map cleanly to token-holder value capture.
Protocol 27 adds authentication delegation and address-bound Soroban credentials, while the quantum preparedness plan describes a staged path toward post-quantum signing. These are material technical improvements, although adoption remains the decisive test.
Stellar reports 4,400-plus developers engaged worldwide in Q1 and long-lived institutional use cases such as BENJI. The ecosystem is credible and growing, but its DeFi liquidity and retail network effects remain smaller than major general-purpose chains.
No new lumens will be created and XLM is required for fees, rent, and minimum balances. However, the July supply dashboard reported 34.17 billion circulating of 50.00 billion total, leaving meaningful non-circulating supply and weak direct value capture.
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Stellar is a payments and tokenized-asset settlement network focused on low-cost transfers, stablecoins, and regulated financial infrastructure. Current Stellar documentation identifies Protocol 27 as the active developer baseline, adding authentication delegation and address-bound Soroban credentia…
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Entry #2293 · published Jun 18, 2026 · commit 7754e6b
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View MethodologyDisclaimer: This analysis is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions. Cryptocurrency investments are volatile and carry significant risk.
